Let us just say first that $1 million for a home isn't cheap. But when you've shopped San Francisco real estate long enough, and you have certain standards (ahem), a million bucks begins to feel like general admission to the party when you know that VIP is where it's at.

So, when we come across a million-dollar home that we'd actually be happy to live in (never mind all the money we'd have to spend on heat and cable knit sweaters), we have one of those ridiculous SF-bubblicious moments—"yay, it's affordable!" Then of course, this house is actually $1.395 million, but what's a few numbers after a decimal point.

Built in 1932, this Outer Sunset charmer, located on 17th Avenue just a stone's throw from the 16th Avenue tiled steps, packs a lot of bang for its buck, not to mention glorious period details.

Dark wood trim and moldings, inlaid wood floors in the foyer, pretty arched windows, and an embellished fireplace give this 2,200-square-foot house a real sense of elegance. The three bedrooms are petite but functional, and there's plenty of extra space in the form of an office and a den that opens to a patio. There's even an ample backyard, a one-car garage, and a utility room—a combination of luxuries rarely found together in an SF home in this price range. Then again, it is perched out in the fog so you may never see the facade again. But at least you have a cozy hearth to keep you warm.

Location: 1665 17th Ave. (Outer Sunset)

Size: 2,220 sf

Bedrooms: Three

Bathrooms: 2.5

Extras: Office, garage, laundry room, and ocean views

Asking: $1,395,000

// Get more details at redfin.com.